BAM Financial Solutions
Emergency cash starts with just a click.
Struggling to make ends meet? Installment loans are a perfect way to respond to unexpected emergencies such as car repairs, medical expenses, or travel.
Find the perfect terms for your budget.
Our lending services include a variety of features to help you make informed decisions and achieve your goals
Apply Now
Struggling to make ends meet?
Installment loans are a perfect way to respond to unexpected emergencies such as car repairs, medical expenses, or travel.
Get Approved
The approval process is fast and easy.
Once we receive your application, our customer service representatives will contact you to verify your income, employment and bank information.
Get Funds
Once approved, you will receive your loan in your bank account on the next day. In case of emergency, ask about our same day funding option.
Easy. Fast. Convenient.
We offer competitive rates in comparison to some alternative options, saving you money over the life of your loan.
Get the cash you need to cover short term expenses and avoid costly overdraft charges or other fees. Signing up for your personal multi-payment installment loan is easy. Simply fill out the form, someone from our friendly customer service team will contact you to finalize your multi-pay cash advance. If we approve your loan, the money will be electronically deposited into your checking account in as little as one business day. Easy. Fast. Convenient.
Our online application process is simple and straightforward, allowing you to apply for a loan from the comfort of your home.
01
Apply online
Fill out a simple application that tells us about you, your employment, and your banking information.
02
Get approved
If you pass our initial credit review, you will then need to submit the following information:
- A copy of your most recent pay stub, which you can submit through our website portal.
- A completed electronic bank verification, using a link you will receive via text and email.
03
Close your loan
If approved and upon receiving an acceptable loan amount and payment size, then you will proceed to sign your loan agreement electronically.
04
Get funds
Once the loan agreement has been finalized, we ACH the funds into your bank account the next business day.
05
Payments begin
Payments begin on your scheduled first payment date.
Our team of experienced lending specialists are here to provide you with the guidance and support you need to make informed decisions about your options.
What is an installment loan?
An installment loan allows you to pay a loan over a longer period of time than a traditional payday loan. Installment loans from BAM Financial Services allow you to repay the loan in scheduled payments that are substantially equal in amount (last payment may vary slightly).
At BAM Financial Services, an installment loan can be repaid early.
General Requirements:
- You do not have to be employed but you must have a steady source of recurring income payments to ensure you will be able to repay your loan.
- You must reside in the state you choose for your loan application.
- You must be at least 18 years old.
- You must not currently be a debtor in a bankruptcy case or presently intend to voluntarily file for bankruptcy relief.
- You must not be a regular or reserve member of the Army, Navy, Marine Corps, Air Force, or Coast Guard, serving on active duty under a call or order that does not specify a period of 30 days or fewer or a dependent of a member of the Armed Forces on active duty.
- You must provide a valid Social Security Number or Individual Taxpayer Identification Number.
- You must have a checking or savings account that has been open for at least three months.
- You must be able to be contacted via phone if verification of application information is necessary.
Eligibility Check
01
Minimum credit score of 500.
02
Stable income and employment history.
03
Complete a financial review with our team.
04
Commit to a predetermined repayment schedule.
We understand that everyone’s financial situation is different, which is why we offer a range of flexible terms to fit your needs.
John Baker
"Wow! I can't thank you enough for providing such a quick and hassle-free emergency loan. When my car broke down unexpectedly, I was stranded without transportation to get to work. Your loan came to the rescue, allowing me to fix my car and get back on the road in no time. Your efficient service truly saved the day for me!"
Amily Moalin
"I was in a tight spot when my refrigerator suddenly stopped working, and I couldn't afford to wait until my next paycheck to buy a new one. Your emergency loan helped me purchase a replacement immediately, ensuring that my family's food wouldn't spoil. Thank you for being there when we needed you the most!"
Enagol Ame
"Dealing with unexpected medical expenses was incredibly stressful, but your emergency loan provided the financial relief I desperately needed. Thanks to your prompt assistance, I was able to cover the medical bills and focus on my recovery without worrying about the financial burden. You truly came through in my time of need, and I'm grateful for your support."
Find emergency cash today.
Our user-friendly online platform allows you to easily manage your account and stay up-to-date on your payments.